Mortgage payoff

Mortgage payoff calculator based on current balance

Enter the current mortgage balance, APR, and monthly payment to estimate when your loan finishes, what it will cost in total, and how much you are likely to pay in interest. Results are kept locally and can be exported as a CSV.

Result

    Need a cleanup-ready amortization workbook?

    The $9 Amortization Workbook template bundles a step-by-step payment template, a refinance check-list, and a script-ready CSV format.

    Get the amortization workbook

    No login is needed for this calculator, and the workbook stays available if you want a reusable workflow copy.

    Authoritative references

    This is a planning estimate, not tax, legal, or credit advice. If your loan has taxes, insurance, or variable rates, verify exact numbers with your lender before you set payment schedules.

    Module intent: answer the exact query and make the result easy to save and share.